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Your One-Stop Loan Center

The Scott Associates Credit Union, Inc. provides a variety of loan products to meet our membership's needs.  We offer competitive rates using simple interest with no prepayment penalties or application fees.  A variety of payment terms are available and payments can be arranged through payroll deduction or electronic funds transfers.  The SACU can pre-approve your loan before you go shopping to eliminate any frustration that you might have during your buying process.


You can review our loan types and rates on-line and use our payment calculator to evaluate your options.  At any time, our knowledgeable staff is available to help you select the best loan product for you.


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Apply for a Loan

Applying for a loan has never been easier! The process begins when you complete our loan application, available online. You may also request a paper copy by visiting our branch or giving us a call. After completing and submitting the application, we will review it and may request additional information as needed. Once we've received all required documentation, a Loan Officer will contact you in a timely manner regarding the status of your application.


Our Loan Department views each application individually, not merely as numbers and information on a form. At SACU, we are dedicated to the people we serve, and this philosophy of service is the cornerstone of all our operations. Rest assured we will do our utmost to assist you in meeting your financial needs.

Types of Loans

No matter what your loan needs are, we have the loan for you! Below is a list of the loans we currently offer:

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Phone: (937) 644-7385  |  Toll Free: 1-800-821-8173  |  Fax: (937) 645-2749  |  ARU: 937-645-2600 or 1-800-811-2546