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Savings Acounts

The Scott Associates Credit Union offers a variety of share (savings) accounts.   Up to $250,000 of your share account deposits and up to $250,000 of your retirement account deposits are federally insured by the National Credit Union Administration (NCUA).  The NCUA is currently the strongest federal deposit insurance fund in the world.  You can have 100% confidence in the safety of your hard-earned money!  You may make deposits into your accounts over-the-counter, by mail, through payroll deduction, via bill pay or wire transfer, or by ATM. 
The SACU offers a competitive dividend (interest) on your share deposits.  The current dividend rates may be obtained by viewing the rates page online or by calling the SACU office.  Dividends are paid from current SACU income and available earnings after the required transfers to reserves at the end of the dividend period.


Regular Share (savings) Accounts
To become a credit union member, you must first open a regular share account with a minimum $5.00 deposit.  By maintaining this account, you are a shareholder in the credit union and qualified to use its services.
Your regular share account can be thought of as the basic passbook savings account offered at other institutions. However, there are fewer fees and charges associated with your share account.  Accounts with a balance of $100.00 or more will earn dividends.  The dividends paid are calculated and posted quarterly to your Regular Share Account.


Our savings accounts are the perfect way to handle the financial details of your life. Easy to open, these accounts feature:

  • No monthly service charge
  • Free e-statements
  • Free online banking
  • Higher rates of return
  • Direct deposit and payroll deduction acceptance

Your Scott Associates Credit Union share savings is more than just another account. It represents your share of the credit union - the part of SACU that you own. In other words, it’s what makes you boss.


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Phone: (937) 644-7385  |  Toll Free: 1-800-821-8173  |  Fax: (937) 645-2749  |  ARU: 937-645-2600 or 1-800-811-2546
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